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Not a Burden on the Taxpayer

I taught in the public schools in California from 1975 – 2005 and contributed eight percent of my monthly gross pay into The California State Teachers Retirement System (CalSTRS). In addition, the school district where I taught matched my contributions. I also invested (rolled over) more than $100,000 from an IRA into CalSTRS to increase how much I would earn by about 9% annually.

Although critics of public education and teacher unions claim teacher retirement in California is a burden for taxpayers that is an outright lie.

CalSTRS is funded by the employees (working teachers), the teacher’s employer—school district, community college district, participating charter school or county office of education. The state of California currently contributes 2.541 percent of the annual earnings of all members—this is an insignificant burden on taxpayers.

For example, the budget for the state of California for 2013 was $477.8 Billion. However, total state contributions for the State Teachers Retirement Plan (STRP) increased by $109.2 million or 9.2 percent to $1.3 billion as a result of additional state contributions due to the unfunded obligation—that is 0.272% (about one quarter of one percent) of the total-state budget.

The video looks back at significant points in California history while chronicling the evolution of CalSTRS from its beginnings as the Public School Teachers’ Retirement Salary Fund to its current position as the largest educator-only pension fund in the world. The video was produced internally by members of the CalSTRS Communications staff.

CalSTRS was founded on the principle that hard-earned retirement benefits recognize decades of classroom service—now and for generations to come.

What pensioners get: The median annual benefit for new CalSTRS retirees represents 60 percent of a member’s final compensation earned while still teaching—that means the average teacher takes a 40% cut in pay when he or she retires—as I did.

The average age of retirees is 62. CalSTRS members do not receive Social Security benefits—even if he or she qualifies—as I did, because I worked outside of education for more than a decade—and most retired teachers do not receive health benefits from their employers.

For example, when I retired at age 60 in 2005, I left teaching with no health benefits. If I had not served in the US Marines and fought in Vietnam, I would have had no health benefits from age 60 until I qualified for Medicare.  However, because of my military service, my health care provider became the VA soon after I left teaching. Most teachers are not that fortunate and are not qualified for VA health benefits.

Without question, CalSTRS, like pension funds worldwide, took a hit due to the 2007-08 global recession, but it is not bankrupt, nor will it bankrupt the state. CalSTRS has historically been a sound system, and until the market collapse had consistently met or exceeded its assumed rate of return. Even under current economic conditions, CalSTRS is about 70 percent funded and has sufficient assets and projected contributions to pay benefits until 2044.

CalSTRS ended 2012 with a market value of $150.61 Billion. The average age of members who retired in 2011-12 was 62 years with a median of 24.4 years of service and the average monthly member-only benefit was $3,936.

For example, if I live to see the year 2044, I would be age 98. How many people live that long? So, who is it that hates teachers so much they are willing to lie to mislead the public?

Discover Razor Wire“I was alone in my classroom the afternoon the boy’s father walked in unexpectedly. He cursed at me and accused me of incompetence, but I was the wrong teacher.”

_______________________

Lloyd Lofthouse, a former U.S. Marine and Vietnam Veteran, is the award winning author of My Splendid Concubine [3rd edition].

His latest novel is Running with the Enemy. Blamed for a crime he did not commit while serving in Vietnam, his country considers him a traitor. Ethan Card is a loyal U.S. Marine desperate to prove his innocence or he will never go home again.

And the woman he loves and wants to save was trained to hate and kill Americans.

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What parenting method works best?

  1. The self-esteem boosting, follow your dreams and be happy all the time parenting method that many white parents in America practice.
  2. The practice known as tiger parenting as seen in Amy Chua’s Battle Hymn of the Tiger Mother and/or Anchee Min’s The Cooked Seed—both memoirs.

Lylah M. Alphonse, Senior Editor of Yahoo! Shine reported on May 9 about “a recently released decade-long study of 444 Chinese-American families shows that the effect tiger parents have on their kids is almost exactly the opposite,” and that a controlling Chinese-style parent does not drive his or her child to success.

The conclusion was that “Tiger parenting doesn’t produce superior outcomes in kids.”

I disagree, and here’s why:

Studying 444 Chinese-American families does not provide enough information.

Instead, the study should expand in its scope and include all Asian Americans in addition to Pacific Islanders, because these cultures encourage stricter parenting methods and place a higher value on education compared to the wishy-washy style of the average White American parent who talks to his/her child less than five minutes a day and allows the child to divide his/her daily time watching about 10 hours of TV, listing to music, hanging out with friends, playing video games, spending time on sites such as Facebook, sending text messages, etc.

The results:

  • Suicide Rates by Race/Ethnicity, 1990-2010 (all ages):

In twenty years, the suicide rates of Asian/Pacific Islanders never cracked 7% and even improved from 6.63% in 1990 to 6.24% by 2010.

For American Whites, the suicide rate was 13.3% in 1990 and climbed to 14.13% by 2010—more than twice the suicide rate of Asian/Pacific Islanders.

Source: American Foundation for Suicide Prevention

  • Unemployment rate by race for March 2013 (all ages):

The White American unemployment was 6.9%.

The Asian-American was 5% (the lowest employment rate among all racial groups)

Source: United States Department of Labor

  • Divorce rate by race:

Whites had the highest divorce rate in America at 27%.  African American’s were a distant second at 22% and Hispanics at 20%.

The Asian-American divorce rate was 8%—less than a third of the White divorce rate.

Source: Assisted Divorce.com

  • Drug use by race (all ages):

“Of the major racial/ethnic groups, the rate of drug use is highest among the American Indian/Native American population (10.6%) and those reporting mixed race (11.2%), followed by African Americans (7.7%), Hispanics (6.8%), and whites at (6.6%).

The lowest rates were found among the Asian population at 3.2%—less than half that of whites.

Source: pbs.org

  • Money Income of Households—Percent Distribution by Income Level, Race, in Constant (2009) Dollars: 1990 to 2009:

1990 White = $49,686 (Medium income in dollars)
2009 white = $51,861

1990 Asian = $61,170
2009 Asian = $65,469

Source: US Census, Table 690

  • STD Health Equity – Rates by Race or Ethnicity:

In 2011, Whites had 1.7 times the reported gonorrhea rates of Asian/Pacific Islanders

In 2011, Whites had 1.4 times the reported chlamydia rates of Asians/Pacific Islanders

In 2011, whites had 1.4 times the reported syphilis rates of Asian/Pacific Islanders

Source:  Centers for Disease Control and Prevention

  • Life Expectancy by Race:

The average life expectancy of an Asian-America in the United States is 84.56 years, but for White Americans it is only 78.74 years.

Source: World Life Expectancy.com

  • Birth Rates (Live Births) per 1,000 Females Aged 15–19 Years, by Race … 2000–2011:

White = 22 per 1,000

Asian/Pacific Islander = 10 per 1,000—less than half that of white females aged 15-19.

Source: cdc.gov

  • Education:

50 percent of Asian Americans in comparison to 31 percent of the total U.S. population had earned at least a bachelor’s degree, and about 48 percent of Asian Americans were employed in management, professional and related occupations, compared with 40 percent of the white population

Source: U.S. Department of Health and Human Services

In Conclusion: “Asian Americans are the highest-income, best-educated and fastest-growing racial group in the United States. They are more satisfied than the general public with their lives, finances and the direction of the country, and they place more value than other Americans on marriage, parenthood, hard work and career success, according to a comprehensive nationwide survey by the Pew Research Center.”

In addition, the Pew Research Center says, “Their living arrangements align with these values. They are more likely than all American adults to be married (59% vs. 51%); their newborns are less likely than all U.S. newborns to have an unmarried mother (16% vs. 41%); and their children are more likely than all U.S. children to be raised in a household with two married parents (80% vs. 63%).”

The average White parent is obsessed with his/her child’s self-esteem and happiness, while the average Asian-American parent practices a parenting philosophy known as tiger parenting that most whites detest.

Considering the information in this post, what parenting method has the best long-term results for a longer, healthier better quality of life? Please leave a comment with your answer.

Discover The Truth about American Education

_______________________

Lloyd Lofthouse, a former U.S. Marine and Vietnam Veteran, is the award winning author of My Splendid Concubine [3rd edition].

His latest novel is Running with the Enemy. Blamed for a crime he did not commit while serving in Vietnam, his country considers him a traitor. Ethan Card is a loyal U.S. Marine desperate to prove his innocence or he will never go home again.

And the woman he loves and wants to save was trained to hate and kill Americans.

To follow this Blog via E-mail see upper right-hand column and click on “Sign me up!”

 

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2013 San Francisco Book Festival Award Winners

Reblogged from iLook China:

Click to visit the original post

Running with the Enemy by Lloyd Lofthouse was awarded an honorable mention in general fiction at the 2013 San Francisco Book Festival.



The winner of the general fiction category went to John Irving’s In One Person published by Simon & Schuster, and the grand prize was awarded to The Power of Starting Something Stupid: How to Crush Fear, Make Dreams Happen & Live Without Regret…

Read more… 313 more words

 
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Posted by on May 6, 2013 in Uncategorized

 

The perfect parent; the perfect teacher = no such thing

PHD in Parenting.com says, “The perfect parent is a myth. That person does not exist. We all make choices as parents, some free choices and some forced choices. Sometimes we are able to do what is best for our children and sometimes we are not.”

If parents cannot be perfect all of the time or even some of the time, then why does the United States expect perfection from its public school teachers?

Probably because films like the Blackboard Jungle, Stand and Deliver, Lean on Me, The Miracle Worker, and The Great Debaters—for examplemay have created an unrealistic expectation that every teacher should be perfect.

There are about 3.2 million public school teachers in the US. Many of them are parents too. They work in almost 100,000 public schools—more than 67 thousand elementary schools; more than 24 thousand secondary schools, and about 6 thousand combined schools in addition to 1,296 other types of public schools.

Those 3.2 million teachers work with more than 55 million students in13,809 different school districts spread out among 50 states and territories.

Expecting 3.2 million public school teachers to be perfect while working with 55 million imperfect children coming from imperfect homes and imperfect parents is an imperfect expectation.

Does every soldier that goes to war earn a Medal of Honor?

Have you ever worked in a large company where every employee was perfect every day, every moment—even the bosses?

Yet many Americans seem to expect teachers to be extraordinary.

In an Op-Ed piece in the Los Angeles Times, Ellie Herman said, “Yes, we need to get rid of bad teachers.  But we can’t demand that teachers be excellent in conditions that preclude excellence.”

I recommend you click on the above link and read what Ellie had to say about the students she taught. I taught for thirty years and could have said about the same thing.

Discover The Self-Esteem Train Wreck

_______________________

Lloyd Lofthouse, a former U.S. Marine and Vietnam Veteran, is the award winning author of My Splendid Concubine [3rd edition].

His latest novel is Running with the Enemy. Blamed for a crime he did not commit while serving in Vietnam, his country considers him a traitor. Ethan Card is a loyal U.S. Marine desperate to prove his innocence or he will never go home again.

And the woman he loves and wants to save was trained to hate and kill Americans.

To follow this Blog via E-mail see upper right-hand column and click on “Sign me up!”

 

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The Uphill Battle for Many of America’s Teachers

You cannot educate a child who is not healthy and you cannot keep a child healthy who is not educated,” says Dr. Jocelyn Elders, the former U.S. Surgeon General. Source: Nemours.org

To have a better understanding of what Dr. Elders is talking about and what this means for America’s teachers, keep reading.

Nearly 16 million children in the United States—22% of all children—live in families with incomes below the federal poverty level ($23,021 a year for a family of four). Research shows that, on average, families need an income of about twice that level to cover basic expenses. Using this standard, 45% of children live in low-income families. … And poverty can impede children’s ability to learn and contribute to social, emotional, and behavioral problems. Source: The National Center for Children in Poverty

Poverty isn’t the only challenge many of America’s teachers face daily—lifestyle choices, poor parenting and even paint fumes get in the way of education.

Yes, you heard right—paint fumes!

The March 21, 2013, issue of The New York Review of Books says lead house paint is “still on the walls of some 30 million American homes today,” and “studies have found that even infinitesimally low levels—down to one or two micrograms per deciliter—can reduce a child’s IQ and impair her self-control and ability to organize thoughts.”

“Black children, the survey found, were six times more likely to have elevated lead than white.” Source: Lead Poisoning: The Ignored Scandal by Helen Epstein

If paint fumes weren’t enough of a challenge, Live Strong.com says, “It is almost certain that if you eat a diet comprised of primarily fast food, you won’t be functioning at your optimum capacity—physically or mentally. Fast food consumption can cause an array of mental effects, ranging from depression to hyperactivity. It’s not just one ingredient at fault, either. Fast food meals contain a toxic mixture of unhealthy fats, preservatives, coloring and refined carbohydrates that can create imbalances in your brain.”

In addition, soda consumption (liquid sugar) is linked to violence in teens. Wellness Resources.com reported, “These chemicals also cause brain inflammation. High levels of sweeteners cause fluctuating blood sugar levels and that will disrupt brain function as well. Thus, there are several clear mechanisms by which soda drinks can cause irritated and impaired brain function, leading to increased risk for the use of violence as a problem solving strategy.”

In fact, Forbes.com says, “Overeating, poor memory formation, learning disorders, depression—all have been linked in recent research to the over-consumption of sugar.” … “Research indicates that a diet high in added sugar reduces the production of a brain chemical known as brain-derived neurotrophic factor (BDNF). Without BDNF, our brains can’t form new memories and we can’t learn (or remember) much of anything.”

For a better understanding of the challenge America’s teachers face, I recommend watching Winter’s Bone and/or reading J. K Rowling’s The Casual Vacancy. This film and novel offer snapshots into the world of poverty for those who have never been there.

In the film Winter’s Bone (2010), Jennifer Lawrence plays 17 year-old Ree Dolly who keeps her family together in a dirt-poor rural area of the Ozark Mountains. And in J. K. Rowling’s The Casual Vacancy (2012), we meet Krystal Weedon who was raised in poverty by a heroin-addicted mother and often acts as sole caregiver to younger brother Robbie.

For thirty years I had an up-close and personal open-door to this world, because I taught students that were often like Ree Dolly or Krystal Weedon in schools surrounded by graffiti scarred barrios, street gangs and drive by shootings.

Even lack of adequate sleep causes learning problems. Children need about 10-12 hours a sleep while teens need at least nine hours per night. But many American children and teens only sleep five-six hours a night.

A recent study reveals that inadequate sleep can result in lower math and literacy scores. Research also shows that getting a good night’s sleep may be the single most powerful predictor of a child’s academic performance in school. Source: ABC News

What do you think happens in a classroom when a child or teen lives in poverty, has a poor diet, drinks too many sodas and does not get enough sleep? Do we blame teachers for that too?

_______________________

Lloyd Lofthouse, a former U.S. Marine and Vietnam Veteran, is the award winning author of My Splendid Concubine [3rd edition].

His latest novel is Running with the Enemy. Blamed for a crime he did not commit while serving in Vietnam, his country considers him a traitor. Ethan Card is a loyal U.S. Marine desperate to prove his innocence or he will never go home again.

And the woman he loves and wants to save was trained to hate and kill Americans.

To follow this Blog via E-mail see upper right-hand column and click on “Sign me up!”

 

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“The Bartender’s Tale” by Ivan Doig

Reblogged from Lloyd Lofthouse:

Ivan Doig is at his best when his pen carries us to the rugged small towns and sheep ranches of Montana.

My first visit to Doig country was in “This House of Sky” (a finalist of the 1979 National Book Award). His latest book did not disappoint as it continued to vividly capture a way of life that has almost vanished in our Facebook, fast food, You Tube world where attention spans are often less than 30 seconds.

Read more… 281 more words, 1 more video

 
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Posted by on April 17, 2013 in Uncategorized

 
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Mapping Dropouts Around the World

Mapping-Dropouts-Around-the-World-800

This info-graphic is Courtesy of Online Colleges.net

Discover more about about this topic in Not Broken

 
 

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